Banks

I’ve been hearing bad news from the banking sector with increasing frequency and urgency, and basically, it goes like this:

  • an increasing number of banks in America have been delaying payments and showing symptoms of having insufficient funds available

  • there’s been increasing talk about bankruptcies and bail-ins

A bail-in is, essentially, when a bank says “sorry, but we either go bust and nobody gets anything because we have nowhere near the money required to cover the customer funds, or we take a big chunk of customer funds, restructure our finances with it, and continue doing business, pay our management bonuses for doing a good job, and the customers get a “haircut”.

I was talking to Božo about this just yesterday and told him that my guess is that they will just close the doors one day and say they are “investigating potentially illegal activities”, which means all funds frozen, and within a week they’ll give everybody an “allowance”, permitting $500 of pocket money per month per customer so that people can buy food, and then negotiate the terms of a bail-in with the state and the state will tell them to just disproportionally target the big accounts, and leave the small ones alone, because this will avoid voters to get angry and do something about it, and everybody will be glad because they fucked the rich people. Božo replied that the legal framework for this is already in place, they planned this years in advance. This will have dual function – the people will be so pissed at the banks they will be ready to accept the state-controlled CBDC without much opposition, and they will also be much poorer, and poor people don’t have choices so they are easy to control.

My recommendations are known for years already so there’s not much use in repeating them, but basically separate your funds in 3 basic categories:

  • cash, in amounts necessary to buy basic stuff in case of a banking system event; doesn’t have to be much, but don’t go below $200 per person; also, value of one ounce of gold in cash per person would be the upper limit I would not exceed;

  • bank account, in amounts necessary for monthly costs and immediate liquidity; see how much you spend per month on food and bills, and keep that much in the bank at the beginning of the monthly cycle;

  • put everything over this amount in physical gold (and some silver); this means all your savings and emergency response money.

Basically, you need liquidity, so drying up your bank account would be impractical and inefficient, but keep it at the necessary minimum. Cash reserves are also essential, for when the banks don’t work, but you don’t yet have the opportunity or desire to convert precious metals into operational cash. As for buying the precious metals, stick to physical only, because everything else will be too tempting for governments and banks to steal. What kind of physical? Stick to the stuff that’s of the most popular, recognizable and practical kind where you live. Don’t buy exotic, overpriced bullshit just to make it interesting. It’s money, it’s not supposed to be interesting. See what has the least amount of premium over spot, and what is the most popular kind where you live. Intersection of those two sets is what you want. I mentally divide bullion into stuff that’s for buying real estate, which means big bars with the least amount of premium and/or 1oz gold coins, and the stuff for possibly trading small amounts for survival; for this I have the 1oz silver coins. Also, I don’t buy questionable shit from questionable sources; I have a good relationship with a local bullion dealer and this reduces all kinds of unnecessary trouble to a minimum. Always try to connect with the actual physical person who is doing the trading because that’s something you might depend upon if there’s no Internet or telecommunications.

In case of a big economic event, you’ll have to prioritise spending, which means you won’t be able to pay rent in time, which means you’ll have to negotiate something with the landlord in order not to get evicted in the worst possible time. Also, you won’t be able to pay the bills in time, but since nobody will be paying the bills, the government will have to do something so that the utilities keep working. If you have loans or leases, you’ll have to suspend payment of those, too. You need to develop some kind of a plan so that you don’t find yourself in a situation where you don’t have food, heat, electricity and similar essentials, because you continued paying all the bills as if it were business as usual, and you ran out of liquid funds. Have in mind that everybody will have the same problem and short-term non-payment will have to be tolerated. Be very careful if you own real estate, because in that case it would be very dangerous to have any kind of unserviced debt, because the banks will jump on the opportunity to seize your real estate as compensation, and I’m sure the legal framework for this will be quite accommodating.

As you can see, I’m a ray of sunshine again, just bursting with optimism. 🙂 It’s not only the looming economic collapse, but also the looming nuclear war, combined with an already present totalitarian democratorship.

Coverups

I’ve been thinking; there are lots of supposedly weird mysteries regarding aliens, secret technologies and other hush-hush shit that’s been covered up in America over the decades, and it created the impression that the Americans have who-knows-what secret shit they’re not telling anyone about, stuff developed in cooperation with aliens, or remote viewing capabilities using psychics and so on.

Let’s see, the Philadelphia experiment – they supposedly had a ship equipped with some kind of a magnetic device that caused weird phenomena and reportedly teleported from one place to another and so on. It was in 1943. The most likely explanation I found is that there was a shipment of uranium for the Manhattan project and they had to make up a story explaining enhanced security when they were unloading and storing it. By apparently confirming that there was some secret military experiment going on, they explained away everything they wanted to hide, provided an explanation that sounded completely unrealistic and bound to waste a potential adversary’s time, and it also creates a veil of mystery around American scientific and technological capabilities. It’s a triple-win.

The Roswell UFO incident. Supposedly a hush-hush military operation of recovering the fragments of an alien spacecraft, including the actual aliens. Cover story is that it was a meteorological balloon. A more likely explanation is that Roswell is very close to the White Sands missile base and all sorts of nuclear installations, and who knows what kind of an accident they had with nuclear or other secret military hardware that they didn’t want anyone to know about, since it was 1947, at the height of the cold war paranoia when all sorts of weapons were being developed and tested. When journalists started talking about the aliens and a cover-up, this must have been perceived as an excellent thing by the military – any possible inquiry will be redirected into total nonsense, and they can even invent some of it to keep the story going, and, if anything, it will scare the Russians and make them think we’re stronger than we are.

Area 51 in Nevada. Supposedly a place where the military keeps the UFOs and aliens and stuff. Later revealed that it was probably used for testing the U-2 spy plane. Let’s assume it was also used for testing stealth aeroplanes and similar equipment. Let’s make a further jump and assume it was used to test stealth nuclear-tipped cruise missiles and similar stuff that was prohibited by the START treaty and the Russians couldn’t know about it. You first let out rumours that you’re keeping the aliens there. When the Russians ask to inspect it, you tell them that you have stealth aeroplanes and all sorts of spy shit there that you can’t let them inspect, but none of it’s START-related, scout’s honour. If you let the information leak through a double agent or some other source the Russians trust, they will believe it.

Remote viewing. You let everybody know that the CIA is experimenting with remote viewing and parapsychology in order to peek into Soviet secret facilities. You actually do keep a team working on it, in order to make it plausible. In reality, it serves the purpose of protecting a spy you have in the Soviet facility, whose identity would have been compromised if something became public that nobody could possibly know about unless he’s on the inside.

Basically, it’s a double-whammy: you hide what you want to hide by pretending to hide something extraordinarily weird and advanced, and you also create the impression that you have stuff that’s completely “out there”, while your adversaries are “mere humans” with ordinary human technology; and if the entire story is debunked, the real secret is still safe. It’s all guesswork on my part, but it provides a very simple and straightforward explanation for lots of very weird stuff that’s been “leaked” over the decades, but eventually nothing ever came of it. It’s also very much in line with the Americans always creating an impression that there’s more to their technology than there actually is, and there’s much more going on than anyone is allowed to know.

Derailment

If someone asks how is it possible for a train carrying toxic chemicals (vinyl-chloride monomer among others) to derail in “first-world” America, let me show you a video of train tracks in AFAIK the same area:

This is the actual condition of American infrastructure today, so, when an American self-ironically says they’re having a “first world problem”, I don’t really know what they are talking about.

Yugoslavia was literally the “third world” (meaning the non-aligned countries, the other “two worlds” being NATO and the Warsaw pact) and our infrastructure was orders of magnitude better maintained. This is not even the “third world”, this is a post-apocalyptic wasteland still posing as a country.

 

Aliens

There’s one thing people obsess over with some regularity: aliens. By “aliens” I don’t mean existence of extraterrestrial life in general, but, specifically, flying saucers or UFOs being alien spacecraft secretly monitoring us, and, as a step further, American government having access to alien technology, either by having recovered wrecked alien craft, or by secretly cooperating with aliens in secret facilities. As “evidence” for that, American stealth aircraft are usually presented – originally, the fighter jets looked nothing like that, and then “something” happened and the Americans suddenly started developing “invisible” aeroplanes. It is strongly hinted that this happened because they gained access to alien technology, and incorporated it into their new weapons designs.

Well, “something” happened alright; a Soviet scientist by the name of Pyotr Yakovlevich Ufimtsev developed the theory behind it and published it in a Soviet scientific journal, but the Soviet military saw no utility in it, unlike the Americans, who promptly translated his work and developed upon it further. To quote Wikipedia:

“Pyotr Yakovlevich Ufimtsev (sometimes also Petr; Russian: Пётр Яковлевич Уфимцев) (born 1931 in Ust-Charyshskaya Pristan, West Siberian Krai, now Altai Krai) is a Soviet/Russian physicist and mathematician, considered the seminal force behind modern stealth aircraft technology. In the 1960s he began developing equations for predicting the reflection of electromagnetic waves from simple two-dimensional and three-dimensional objects.
Much of Ufimtsev’s work was translated into English, and in the 1970s American Lockheed engineers began to expand upon some of his theories to create the concept of aircraft with reduced radar signatures.”

Basically, attributing obscure technology to aliens seems to be a popular thing among the fake sources, but it’s also something that makes it quite easy to debunk said fakes once you learn the truth. It’s similar to claiming to have learned some secret shit in Tibet or India from a secret guru or in a secret monastery. It worked best while those places were unknown by most and thought to be the end of the Earth, but less so today.

This brings us to the reason why I don’t care about the aliens: they don’t matter. If the aliens did in fact influence technological development in some country on Earth, and this changed the geopolitical situation here to their advantage, that would be a serious matter and I would change my opinion, but from what I can see, nothing of the sort exists. Furthermore, if the aliens indeed are behind the flying saucer phenomenon, and they monitor us for the better part of a century, and they never revealed themselves to us, this is not very different from the situation we would have if the aliens didn’t exist at all – they have zero effect on us. If something doesn’t have any effect on anything, I honestly couldn’t care about it. It’s like bacteria found in core samples from some extremely deep bore hole; yes, they exist, but they don’t influence absolutely anything I care about, and as a result I don’t care about them. They exist, they don’t do anything important, and I don’t care. Likewise, the aliens might not exist, or they exist and they don’t influence anything I care about. In both cases, I don’t care. If they revealed themselves and started influencing things I care about, my position might change, but until then, I don’t really give even a slightest bit of fuck.

Now someone will start about the Drake equation and the immensely low probability that we’re alone in the Universe, and I’ll just roll my eyes and ask what that has to do with anything. Furthermore, when I was younger I firmly believed in the existence of alien visits to Earth, based mostly on what seemed to be ancient cargo cults influenced by the aliens. My position changed with time, mostly due to my better understanding of the evolution of life. I used to think that the main problem with life was the development of DNA and cellular replication, and that this took billions of years, and after that point, everything was easy. It turned out that life on Earth started merrily replicating while the core wasn’t even properly solidified. It took basically no time to develop, which means it came here on comets or other interstellar debris, and complex molecules that form the basis of life were indeed found there, so it’s more of a case of “mix this with water and wait five minutes”, rather than waiting for electric discharge, chemistry in the primordial oceans and what not causing random combinations of molecules. The problem is, the life that was originally created was much simpler that what we have today; basically, you had single-cell replication, but it took enormously huge amounts of time, and a very few singular cases of what appears to be incredible luck, in order for life to get past the phase of self-replicating molecules, and into the phase where a eukaryote cell has a separate core, mitochondria, ribosomes and chloroplasts. Basically, the earliest fossils are 4 billion years old, right at the upper edge of Hadean epoch, when the Earth’s crust was still smoking orange. It took two billion years of vibrant evolution of life to create the first multicellular life, and only after that the things start conforming to my expectations of what evolution looked like – basically, it took another billion and a half years for life to develop to the point of the Cambrian explosion, and that’s the part of the history of life everybody seems to be familiar with.

So, the issue isn’t whether there’s life somewhere. I expect there to be some kind of life on at least five solar system bodies; basically, if life could develop on the early Earth, which was by all accounts the most terrible hellhole one can imagine, it can develop almost anywhere. However, I expect it to be of the kind we had during the first two billion of years of development of life on Earth, because it still would have been there if not for several very lucky events one wouldn’t have the time for if, for instance, his planet lost its magnetic field and its oceans evaporated into space. Life on such a planet would have quite an opportunity to continue developing underground, like it does deep in the Earth’s crust, and evolve into very resistant extremophiles, but you would never have anything like the Cambrian explosion, or even the eukaryotes. But let’s imagine you indeed get multi-cellular life somewhere, but there’s no ozone layer, or the land is for some reason perfectly hostile to life; for instance, life develops around the hydrothermal vents in the deep ocean, on some cold moon of Saturn. Let’s imagine life developing to the point of some octopus, which is quite intelligent, but remains an evolutionary dead end forever. This is not at all a far-fetched conclusion; in fact, this is how most successful Earth animals exist; they become very successful in their evolutionary niche, and change very little for millions or even hundreds of millions of years. In fact, some single-celled organisms probably didn’t change for billions of years, and I don’t really see why they would, if they are extremely successful in their environment. Furthermore, the more stable the environment, the less reason and opportunity one would have to evolve, for the evolutionary niches are inhabited by super-successful organisms that make it impossible for anything new to evolve, because evolution implies half-assed attempts stumbling along for long enough to eventually mutate into something that can resist even the slightest bit of pressure, which precludes functional competition, and this explains why new forms of life on Earth flourished only when some disaster wiped out the masters of the previously established evolutionary niches. We had human evolution in the Pleistocene, where the climate is so chaotic that it routinely wiped out anything static, and started disproportionally favouring adaptability and intelligence. Basically, the birds had to evolve seasonal migration, the mammals needed to evolve hibernation, and the humans needed to evolve enough of a brain to start using tools, making fire, wearing clothes and building shelters in order to survive the seasonal extremes. However, when we add the incredible length of time necessary for life to evolve from replicating RNA to eukaryotes, and I mean incredible as in “enough time for a star to grow old”, and that’s with Universe giving you a head start by providing the almost-living chemicals on comets, probably created in the aftermath of a supernova, it is not unreasonable to assume that in most places where life managed to take hold, it either found the conditions too unfavourable to continue, it evolved at a slower pace because of the conditions (for instance, being limited to a narrow space around a hydrothermal vent on Europa, and then having the hydrothermal vent move and everything freeze every now and then, or oceans on Mars evaporating, or soil containing reactive chemicals that inhibit life past the extremophile phase, or radiation inhibiting complexity past the tardigrade phase), or it just died out, or reached one of a billion possible dead ends. When you combine the likelihood of bad luck, such as having an asteroid wipe everything out every now and then, or having a very active star that produces a CMA of great power every now and then and sterilizes the planets around it, with necessity of having several instances of extremely good luck that were necessary to create the Earth as we know it, for instance the Theia impact that created the Moon, which is responsible for Earth’s incredibly strong magnetic shield, and also for stability of its axis of rotation and probably several other important things, or hundreds of other things that could’ve gone the slightest bit of a margin differently and we wouldn’t be here, the fact that our star has been incredibly well behaved for immense percentage of its life, and so on; earlier, I thought that the Universe was just too big for us to be the only intelligent species, but with everything I now know, it might be that the Universe is too small for this to be repeated anywhere else. I don’t know if that is indeed the case, but for all we know, Jupiter, Venus and Mars might be the rule for how the planets turn out. Basically, they either don’t develop a magnetic field, or they lose it, and then it’s all over; or they have a significant magnetic field, but they are gas giants, and maybe the conditions on their moons are more favourable for the development of life than on the inner planets, because of the tidal forces influencing the moons’ cores and creating geothermal activity that favours life – maybe, but we have no evidence yet, and we especially have no evidence that this life isn’t permanently stunted by its environment. In any case, the Universe outside Earth looks like a barren wasteland, incredibly hostile to life. The conditions on Earth look like something that required too much luck for it to be a normal or expected thing, and perhaps too much luck not to have been created backwards, by setting the desired outcome and then creating the conditions that allow that to work, which is basically what I think happened.

In any case, my current opinion about the existence of aliens, in the sense of an intelligent space-faring extraterrestrial species that visited Earth in the past and does so in the present, without revealing themselves to our public, is that something that doesn’t reveal itself and doesn’t influence anything for all intents and purposes doesn’t matter, and might as well not exist for the degree of importance it has to all the things that matter to me in any way or form. Will aliens help me in any way? No. Will they hinder my plans in any way? No. In any case, I already spent an inordinate amount of time and effort thinking about the implications and probabilities, and there’s obviously a limit as to what resources I will dedicate to completely impractical matters.

Sure, you can define aliens in ways that include non-physical beings, such as God, angels and demons, and re-define “other worlds” to mean non-physical realms, but that’s not what most people mean by aliens – beings that occupy and have originated in this physical Universe, only on places other than Earth. If you need to enter the sphere of theology and redefine aliens in order to make them relevant, you basically accept my reasoning as to why aliens don’t matter, you just phrase it as “physical aliens don’t matter”.

Priorities

I ignored several big events in the world that happened recently, such as the Turkey/Syria earthquake, toxic spills in America that were conspicuously ignored by the main stream media, and more spy balloon hysteria.

That’s not because I think that the earthquake, for instance, was minor; it was not. In fact, it was extremely deadly, and the casualties seem to be 2x to 3x greater than the initial estimates, probably due to poor building practices in the region. However, regardless of the fact that more people died in this earthquake than the Russians lost in the year long Ukraine war, it is not an extinction-level event, or a civilization-ending event. It’s just a very bad natural disaster. We should always be prepared for those, and not pretend we’re somehow untouchable because we “live” on the Internet.

However, compared to what’s already in the pipeline, it’s merely a distraction. What we have in the pipeline is the collapse of civilization, collapse of the global economy, collapse of industry and agriculture. From my perspective, it already happened, the way someone’s death already happened if he jumped from the 20th floor, regardless of the fact that he’s currently flying and feeling great. The events have been set in motion long ago – I personally started paying attention during the 2008 crisis, when the problems were not only not solved, but in fact magnified by wrapping them up and sending them down the line, because they were deemed too big to be solved. Basically, the foundation of the monetary system is broken, which means that “money” is supported by little more than wishful thinking and hoping that things will somehow work out in the end. Additionally, idiotic covid restrictions broke the inertia of the economy, and caused cascade failures that are still in the pipeline. Sanctions against Russia caused another blow to the industry and agriculture, and here the idiots in power are actually playing with the foundations of the food supply, in such a way that I really have no reasons for optimism. None of this is an accident. It’s a controlled demolition. It’s being done with the purpose of reducing the number of people in the world by at least a half, reducing the environmental impact of the rest by reducing their standard of living to the point of the poor third world countries, and giving the ones in charge of the process absolute power over the lives of the survivors. It’s basically rich idiots’ ego trip. Part of it is known as the WEF, but I’m afraid it’s even wider than that. Those rich bastards are using money to corrupt institutions everywhere by buying journalists, politicians and scientists. This means science is no longer authentic or credible, journalists are no longer authentic and credible, and the politicians don’t work for the people, they work for those rich bastards who are running the show behind the curtain. Paradoxically, one of the major aspects of collapse, that of the monetary system, might in fact erode their main instrument of control, which is why I’m actually hoping for things to break sooner rather than later, because the status quo does not work in our favour. The longer those bastards remain in power, the longer they will be able to implement measures that aim to kill, impoverish and enslave us, and enrich and empower themselves. Also, that’s why I’m urging people to save in gold – because “normal” money is already an instrument of surveillance and control, and will soon become an instrument of killing “misfits” – imagine what happens to you if you don’t take the fifth shot of a questionable vaccine, if you “misgender” some pervert, or in other ways don’t comply unquestionably. They just turn off your CBDC debit account, and you can at that point neither buy nor sell goods and services, and you’re basically dead. Just look what they did to Assange, and know that in a CBDC future, we’re all either Assange, or zombie slaves. Having precious metals is basically the currency of the future “underground”, of an alternative “terrorist” system that will be our only option if we don’t want to be zombie slaves who are routinely culled to reduce CO2 output, when someone is over quota. Fortunately, the people designing this future are idiots who routinely ignore everything they don’t see as important, and “not important” things are the foundations of the entire system from which they derive power, things such as Russian gas, or agriculture and mining, engineering and science. Those are all “social sciences” idiots with vanity degrees, and the world they think they live in is not even remotely similar to the world they actually live in. Even worse, they are all atheists, which means they have no valid moral compass. They invented “human rights” for us to follow like cattle, but that’s not something they see as binding. Anything that was pulled out of thin air like that, can also be changed just like that. Never trust anyone who doesn’t firmly believe that he will be judged by God after death for his actions during this life. Those people are all basically insane and evil. They are not all on the same page – some are handling the economy and trying desperately to kick that can down the next flight of stairs. Some are trying to have a nuclear war with Russia and/or China. Some are trying to save the world by making us all poor and having us eat bugs, like the poor people in Asia. Some are trying to exploit the money printing machine to buy all the real estate and other assets. Some are trying to sabotage agriculture in order to reduce the food supply and have billions die of hunger. Some are trying to sterilize us to reduce population growth. Some are trying to invent artificial plagues that will preferentially cull the elderly and the vulnerable. Some are trying to invent virtual reality that will keep the servile masses occupied while they control the physical world. Some are trying to implement mechanisms of surveillance to make rebellion impossible. Some are trying to control media in order to feed us shit and keep us in the dark, like mushrooms. Half of those plans contradict the other half, because those rich idiots who think themselves geniuses have their pet projects. For instance, having a central bank digital currency and a high-tech surveillance society is contradictory with the plans to have a nuclear war that will degrade the technosphere permanently. Also, destroying the industrial energy base and the financial system is contradictory with the top-heavy centralized management plans. This is not unexpected, because half of those rich people aren’t even talking to the other half; the only thing they agree on is that the rest of us have to be relegated to the position of tightly managed cattle, and the world will just die if not for them.

So, that’s why I ignored the Turkey/Syria earthquake. People that were impacted by this are fucked, but an earthquake is not something you can do much about, other than building solid structures and being generally prepared. I don’t sweat much over things where I can’t do much to warn, prevent or mitigate effects. I focus on things where I see farther than others, in order to sound warnings.